ARTICLE 11

Accident, Disability and Life Insurance

11.1

The parties acknowledge that accidents may occur which cause damage to personal property and/or injury to persons or even death, as a direct or indirect result of the Project, and that a group life, disability and accident insurance policy to cover the residents of the communities may be a practical method of insuring monetary benefits to the accident victims and/or survivors.

11.2

The Arbitrator shall have authority to determine the practicability, and recommend on the advisability of obtaining such insurance and what risks shall be covered and in what amounts it shall be obtained and who shall bear the cost of the premiums.

see Article 12

Northern Flood Agreement

Office of the Arbitrator

520-363 Broadway Avenue
Winnipeg, Manitoba
R3C 3N9

tel: (204) 956-5089
toll-free: 1-800-407-0859
fax: (204) 956-5091
e-mail: nfaarb@mts.net